Guides
Editor
Pier Tommaso Chirico
Chief Marketing Officer, Velmure Marketing
Pier Tommaso Chirico is Chief Marketing Officer at Velmure Marketing, working with luxury real-estate buyers and sellers on the Costa del Sol. He writes about area positioning, the buyer journey, new developments and the practical side of living on the coast, from schools and healthcare to golf and daily life by neighbourhood.
Pier covers the lifestyle and positioning side of the Listyco journal: which area suits which buyer, how neighbourhoods differ in practice, and what living on the Costa del Sol is actually like day to day. Claims about schools, amenities and services are verified against each institution’s own published information.
Articles by Pier
Guides
The Terceria de Dominio in Spain in 2026: LEC Articles 595 to 602 and How a Third-Party Owner Can Lift an Embargo on Their Property
· 12 min read
Guides
The pledge without dispossession (prenda sin desplazamiento) in Spain in 2026: the Ley de 1954 and security interests over property-adjacent assets
· 8 min read
Guides
The Declaration of Intestate Heirs (Declaracion de Herederos Abintestato) in Spain in 2026: The Notarial Acta de Notoriedad When There Is No Will
· 10 min read
Guides
The Registro Mercantil in Spain in 2026: What Property Buyers Need to Know About the Commercial Registry
· 7 min read
Guides
Paying for property at completion in Spain in 2026: bank drafts, transfers and how money changes hands at the notary
· 8 min read
Guides
Guardianship (tutela y curatela) in Spain in 2026: CC Articles 199 to 299 and how the law protects incapacitated persons and their property
· 11 min read
Guides
Parental authority (patria potestad) in Spain in 2026: CC Articles 154 to 170 and how it governs property transactions involving minors
· 12 min read
Guides
Matrimonial Property Regimes in Spain in 2026: Gananciales, Separacion de Bienes and What Foreign Property Owners Must Know
· 12 min read
Guides
The Contract of Mandate (Contrato de Mandato) in Spain in 2026: CC Articles 1709-1739 and When a Property Agent Acts on Your Behalf
· 9 min read
Guides
Gazumping and Conditional Clauses in Spanish Property in 2026: Why Spain Has No Chain Risk and How the Arras Contract Protects You
· 8 min read
Guides
Building Permits (Licencia de Obras) in Andalusia in 2026: LOUA Articles 169 and 169 bis, Major vs Minor Works and When You Need Council Approval
· 8 min read
Guides
The Right of Way (Servidumbre de Paso) in Spain in 2026: CC Articles 564-570 and Access for Landlocked Property
· 10 min read
Guides
Indignidad Sucesoria in Spain in 2026: When an Heir Is Disqualified Under CC Article 756
· 9 min read
Guides
The Easement of Light and Views (Servidumbre de Luces y Vistas) in Spain in 2026: CC Articles 580-590 and What a Property Owner Can Do About Neighbour Windows
· 12 min read
Guides
The Right of Retention (Derecho de Retencion) in Spain in 2026: When a Creditor Can Hold Your Property Until Paid
· 8 min read
Guides
Construction Safety Coordinator in Spain in 2026: RD 1627/1997, the Coordinador de Seguridad y Salud and Site Health-and-Safety Obligations
· 14 min read
Guides
Visiting Marbella in 2026: a travel guide to the Costa del Sol's headline resort for property buyers
· 8 min read
Guides
Building defects and developer liability in Spain: LOE warranties, seguro decenal and RDL 7/2021 conformity rights explained (2026)
· 9 min read
Guides
Living in Nueva Andalucia in 2026: Golf Valley Lifestyle, Amenities and Daily Life
· 12 min read
Guides
Buying Property in Nueva Andalucia in 2026: The Complete Guide to Marbella's Golf Valley
· 11 min read
Guides
Living in Estepona in 2026: The Complete Lifestyle Guide for Residents, Retirees and Second-Home Owners
· 9 min read
Guides
Buying Property in Estepona in 2026: The Complete Area Guide to Zones, Prices and the Purchase Process
· 11 min read
Guides
Marbella New-Build and Off-Plan in 2026: Developments, Bank Guarantees and the Buyer's Guide
· 11 min read
Guides
Marbella property investment in 2026: rental yields, price trends and where to buy
· 13 min read
Guides
Living in Marbella in 2026: The Complete Lifestyle Guide for Residents, Retirees and Second-Home Owners
· 10 min read
Guides
Fractional Ownership of Property in Spain: How 1/8 Shares, SL Structures and Co-Ownership Agreements Work (2026)
· 14 min read
Guides
Healthcare on the Costa del Sol in 2026: Public System, Private Insurance and the Convenio Especial for Non-Residents
· 12 min read
Guides
Costa del Sol Weather and Seasons in 2026: Sun Hours, Microclimates and When to Visit or Buy
· 12 min read
Guides
Golf on the Costa del Sol in 2026: Courses, Frontline Property and the Valley that Runs from Sotogrande to La Cala
· 11 min read
Guides
International Schools on the Costa del Sol in 2026: Curricula, Fees and Catchment by Municipality
· 12 min read
Guides
Cost of Living on the Costa del Sol in 2026: The Complete Monthly Budget for Relocators, Retirees and Second-Home Owners
· 13 min read
Guides
Best areas to live on the Costa del Sol in 2026: Marbella, Estepona, Benahavis, Mijas, Sotogrande and beyond
· 9 min read
Guides
Exceso de Cabida in Spain: rectifying a registered surface area discrepancy under Ley Hipotecaria Article 201
· 9 min read
Guides
The tasacion pericial contradictoria in Spain: challenging an AEAT property valuation under LGT Article 135
· 10 min read
Guides
The property life annuity in Spain: how a renta vitalicia inmobiliaria exchanges your home for a lifetime income
· 14 min read
Guides
The contractual preference right in Spanish property: a private first-refusal pact under Codigo Civil Article 1255 and how it differs from statutory retracto
· 10 min read
Guides
The surety bond (seguro de caucion) in Spanish property: what it guarantees and how it differs from a bank guarantee
· 11 min read
Guides
Consumer Protection for Property Buyers in Spain: Ley 26/1984, Abusive Clauses and Your Rights Against Developers and Agents (2026)
· 11 min read
Guides
The Building Book (Libro del Edificio) in Spain in 2026: What It Contains, When You Need It and How to Get a Copy
· 10 min read
Guides
Spanish land classification explained: suelo urbano, urbanizable and rustico, and what it means for building
· 13 min read
Guides
The 2025 Andalusia Housing Law: Ley 5/2025 on VPO, VFT, vacant homes and what it changes for property owners
· 7 min read
Guides
Property encumbrances in Spain: cargas y gravamenes, how to check them and what they mean for a buyer in 2026
· 11 min read
Living
Sustainable and Wellness Villa Features on the Costa del Sol in 2026: What Eco-Conscious Buyers Should Look For
· 13 min read
Guides
Buying Property in Marbella from Scandinavia, Germany and the Netherlands: the 2026 Tax and Treaty Guide
· 9 min read
Guides
Demolition Orders in Spain in 2026: When the Town Hall Can Demolish Your Property and How to Challenge It
· 16 min read
Guides
Buying Property Through a Cooperative in Spain in 2026: Cooperativa de Viviendas, the Ley 1/2026 Protected Status and the Pre-Construction Route
· 12 min read
Guides
Community accounts and budget approval in Spain in 2026: how LPH Article 17.7 governs the annual budget and owner rights
· 16 min read
Guides
Amending community statutes in Spain in 2026: the LPH unanimity rule, reform routes and how to change your urbanisation rules
· 15 min read
Guides
Does an energy rating affect property value in Spain?
· 9 min read
Guides
Community Reserve Fund Investment in Spain in 2026: LPH Rules on Bank Deposits, Remuneration and the 10 Per Cent Minimum
· 11 min read
Guides
Setting Up Utilities in a Spanish Property in 2026: Water, Electricity, Gas and Internet for Non-Resident Owners
· 14 min read
Guides
Closing a Spanish Bank Account as a Non-Resident in 2026: AML Reasons, the 24-Hour Rule and What Happens to Your Direct Debits
· 15 min read
Living
Moving to Marbella from the UK or US in 2026: Visa, Tax and Relocation Guide for Anglophone Buyers
· 15 min read
Guides
Buying a Tenanted Property in Spain in 2026: LAU Article 14, Tenant Subrogation and Your Obligations to Existing Tenants
· 17 min read
Guides
VPO Subsidised Housing in Spain in 2026: Can a Foreign Buyer Purchase Protected Housing?
· 17 min read
Guides
Forced Heirs in Spanish Succession Law in 2026: The Legitima, Herederos Forzosos and How Much of Your Estate You Control
· 13 min read
Guides
Energy retrofit obligations for Spanish property in 2026: what Directive 2024/1275 means for owners after the transposition deadline
· 16 min read
Guides
The over-65 capital gains tax exemption in Spain: selling your main residence tax-free after 65 in 2026
· 14 min read
Guides
Buying Property at a Judicial Auction in Spain in 2026: The Subasta Judicial Process and What Buyers Need to Know
· 12 min read
Guides
Property management companies in Spain for non-resident owners: 2026 fees, services and compliance
· 13 min read
Living
The DGT tramites de conductores form in English in 2026: how to exchange a UK, EU or non-EU driving licence in Spain
· 20 min read
Guides
The Community President in Spain in 2026: LPH Election, Duties and Personal Liability Under Article 13
· 14 min read
Guides
Extraordinary Works in Spanish Communities: the 3/5 Supermajority, the Special Derrama and Owner Opt-Out Rights Under the LPH (2026)
· 14 min read
Guides
Spanish Property Construction Eras in 2026: What the Decade of Build Means for Defects, Permits and Value
· 16 min read
Guides
Rent Increases in Spain in 2026: The IRAV Index, the Rent Cap Repeal and Stressed-Zone Limits
· 15 min read
Guides
Property Insurance Claims in Spain: the Consorcio, DANA Payouts and How to Claim After Damage (2026)
· 11 min read
Guides
Community Dispute Resolution in Spain in 2026: Arbitration, Mediation and Court Action Under the LPH
· 19 min read
Guides
Property Servitudes in Spain: Servidumbres, Rights of Way, Water and View Easements Explained (2026)
· 18 min read
Guides
Ending co-ownership in Spain in 2026: extincion de proindiviso, division material and the action for partition
· 15 min read
Guides
Property Boundary Disputes in Spain: Lindes, Amojonamiento and the Codigo Civil Boundary Rules (2026)
· 15 min read
Guides
Spanish property deed types explained in 2026: every escritura an owner encounters from purchase to partition
· 13 min read
Guides
Community Governance in Spanish Properties in 2026: AGMs, Voting Rights, Quorum and the LPH Majority Rules
· 13 min read
Guides
The seguro decenal in Spain in 2026: the 10-year structural warranty insurance for new-build property
· 16 min read
Guides
The Convenio Especial in Spain: paying into the public health system when you have no social security cover (2026)
· 10 min read
Guides
Divorce and Property in Spain: Gananciales, EU Regulation 2016/1103 and Who Gets the House (2026)
· 19 min read
Guides
Buying a Plot of Land on the Costa del Sol: Urban vs Rustic, Building Permits and Water Rights (2026 refresh)
· 10 min read
Guides
Repatriating Sale Proceeds from Spain: Tax Clearance, Exchange Controls and Moving Your Money Out (2026)
· 11 min read
Guides
Co-ownership issues in Spain in 2026: disputes, forced sale and the retracto de comuneros
· 20 min read
Guides
How to become a licensed real estate agent in Spain in 2026: API certification, the Catalonia AICAT and regional registries
· 17 min read
Guides
Property Guarantees and Warranties in Spain: LOE Liability Periods, Seguro Decenal and Developer Obligations (2026)
· 13 min read
Living
Retiring to the Costa del Sol in 2026: Visa Thresholds, Tax Rules and the Best Areas for Retirees
· 12 min read
Guides
Renting Out Your Spanish Property as a Non-Resident: The Complete 2026 Tax and Practical Guide
· 14 min read
Guides
Off-market and pocket listings in Marbella: how discreet property sales work (2026)
· 9 min read
Guides
Do you need a property survey in Spain? What a perito checks and what it costs (2026)
· 12 min read
Guides
AML and KYC Checks When Buying Property in Spain in 2026: The EU AMLR, AMLA's First 40 and What Changes from July 2027
· 12 min read
Guides
Property insurance for non-resident owners in Spain: what you need and what it costs (2026)
· 10 min read
Guides
Selling Property in Spain: The Complete 2026 Step-by-Step Process Guide
· 11 min read
Areas
Benahavis Area Guide in 2026: The Master Guide to Costa del Sol's Gated-Estate Municipality
· 17 min read
Developments
Every Branded Residence on the Costa del Sol: The 2026 Master List
· 8 min read
Living
Private Healthcare in Marbella 2026: Hospitals, Insurance Costs and Visa Requirements
· 9 min read
Areas
Mijas and Fuengirola: Costa del Sol Value Buying Guide in 2026
· 9 min read
Areas
The Golden Triangle of the Costa del Sol in 2026: How Marbella, Benahavis and Estepona Differ on Price, Property and Buyers
· 13 min read
Guides
How to Buy Property in Spain as a Foreigner: The Complete 2026 Process
· 10 min read
Guides
Currency Exchange When Buying Property in Spain: Bank Spreads, FX Brokers and SEPA Rules (2026)
· 14 min read
Developments
Design Hills Marbella by Dolce and Gabbana: the complete residences guide (2026)
· 8 min read
Living
Cost of Living in Marbella 2026: Monthly Budget for Expats and Relocators
· 6 min read
Developments
EPIC Marbella by Fendi Casa: Europe's First Fendi Branded Residences (2026 Buyer Guide)
· 4 min read
Areas
Los Monteros and East Marbella: Beachside Living Buyer Guide 2026
· 9 min read
Guides
The Real Cost of Buying Property on the Costa del Sol in 2026 (12-15% on Top)
· 12 min read
Guides
Selling Property in Spain as a Non-Resident: 19% CGT, the 3% Retention and Plusvalia
· 11 min read
Living
International Schools in Marbella 2026: Fees, Curricula and Catchment by Area
· 12 min read
Guides
Common Mistakes Buying Property in Spain (and How to Avoid Scams in 2026)
· 10 min read